Returning to India
RNOR, banking and foreign assets — sequenced.
Plan RNOR status, bank account changes, global income treatment, foreign-asset reporting and transition sequencing before and after the move.
Explore Return to India →About NRI Blueprint
Built for NRIs making high-stakes India-linked decisions.
NRI Blueprint helps NRIs, OCI card holders, returning Indians and globally mobile families make confident decisions on India tax, FEMA, RNOR, DTAA, property, repatriation and cross-border financial planning.
Most NRI decisions are never just one issue. A return to India is also an RNOR issue, a banking issue, a foreign-asset issue and a compliance issue. A property sale is also a capital gains issue, a TDS issue, a FEMA issue and a repatriation issue. This platform brings those moving parts together — before mistakes become expensive.
From the author of NRI Tax Blueprint 2025
Regi Tom Antony, FCA — a practicing Chartered Accountant who advises NRIs, OCIs and returning founders on the same questions every week. Every page here is drawn from the book and live engagements, not stock copy.
Get the book
NRI Tax Blueprint 2025
Your essential guide to NRI tax, FEMA and succession planning.
Buy on Amazon→01 · Led by
Regi Tom Antony.
NRI Blueprint is led by Regi Tom Antony, a cross-border financial advisor focused on helping NRIs navigate India-linked tax, regulatory and financial decisions with clarity.
His work focuses on
- NRI tax planning and compliance
- RNOR and return-to-India strategy
- FEMA and RBI compliance
- DTAA and cross-border tax positioning
- NRI property sale, TDS and repatriation
- OCI, foreign-asset and financial transition planning
- India entry and structuring for NRI founders
What makes this platform different is the combination of practical NRI specialisation with multi-jurisdiction professional grounding. The advice is not only technically informed — it is structured around how real cross-border lives actually work.
Discuss your situation →02 · Credentials
Qualifications across India, Australia, the UK and the USA.
A rare mix that is especially relevant for NRIs dealing with tax residency, global income, return planning, cross-border structuring, property transactions and India-entry decisions.
- FCAFellow Chartered Accountant — ICAI, India
- MBAMaster of Business Administration — University of Wollongong, Australia
- ACMAAssociate Chartered Management Accountant — CIMA, UK
- CGMAChartered Global Management Accountant — AICPA / CIMA
- CISACertified Information Systems Auditor — ISACA, USA
- Practice since 1997Regi Tom Antony & Associates — chartered accountancy practice with continuity across two decades of cross-border work.
CA / FCA · MBA (Australia) · ACMA (UK) · CGMA (AICPA, USA) · CISA (USA)
03 · Backed by
A CA practice established in 1997.
NRI Blueprint is supported by Regi Tom Antony & Associates, a chartered accountancy practice established in 1997. The firm's legacy brings depth, continuity and execution strength to the platform.
That matters because NRI clients rarely need only information. They need informed judgement, sequencing, documentation discipline and reliable follow-through across tax, FEMA, banking and compliance matters.
Visit main practice →
Our office
RTA & Associates
04 · Why this exists
NRIs receive fragmented advice. We don't.
A banker may explain remittance rules but not tax consequences. A broker may push a sale without understanding TDS or Section 197. A local accountant may handle filing but not RNOR timing, DTAA implications or foreign-asset issues. A move back to India is often treated like a travel decision when it is actually a tax-status and financial-transition event.
NRI Blueprint was built to solve that fragmentation. The goal is simple: give global Indians a specialist platform that helps them understand what to do, when to do it, and what to avoid.
05 · Who it's for
If your financial life touches more than one country, this is for you.
- NRIs and OCI card holders living abroad with India-linked tax and compliance questions
- Returning Indians planning RNOR, banking redesignation, foreign-asset review and financial transition
- NRIs holding Indian property, inherited assets, rental income or repatriation needs
- Families managing succession, cross-border wealth or DTAA-linked decisions
- NRI founders and overseas business owners planning entry, investment or structuring in India
06 · What clients need
The situations we are built for.
Property & repatriation
Capital gains, TDS, FEMA and money out.
Capital gains, buyer TDS, Section 197 lower-deduction, FEMA and movement of sale proceeds from India to your country of residence.
Explore Property & Repatriation →FEMA & compliance
Account hygiene and RBI-sensitive moves.
Understand RBI-sensitive transactions, account structures, reporting and transaction hygiene for NRIs and returning residents.
Explore OCI & FEMA →Country-specific
Corridor-aware advice, not generic.
Navigate India-linked issues from the UK, USA, Gulf, Canada, Australia, Singapore, New Zealand and other major NRI corridors.
Explore Country Hubs →NRI founders
India entry, investment and structuring.
Support founders and overseas business owners who want to build, invest or expand into India — with the FEMA and tax architecture set up correctly.
Explore NRI Founders →RNOR planning
Protect the two-to-three-year window.
Time your residency status, foreign income and asset disclosures so the RNOR window actually works in your favour.
Explore RNOR Planning →07 · Proof of depth
Not a brand page. A working body of thought.
The platform regularly covers the questions NRIs ask under pressure, including:
- The 182-day residency trap
- RNOR timing strategy
- Return-to-India financial checklists
- FEMA red flags
- DTAA and cross-border tax positioning
- Property sale and repatriation planning
- Country-specific NRI decision guides
- Foreign-asset (Schedule FA) disclosure
08 · Published
Author of NRI Tax Blueprint 2025.
A practical guide designed to help Non-Resident Indians handle taxation, compliance, planning and wealth protection with more confidence. The book reflects the same philosophy behind this platform: practical guidance, strategic compliance and decision support built around real NRI life events — not generic theory.
09 · How advisory works
Specialist front-end. Deep execution behind it.
Depending on the matter, support may include:
- Strategy and review
- Tax analysis and compliance guidance
- FEMA and transaction structuring
- Property and repatriation sequencing
- Return-to-India planning
- Founder and India-entry support
Where needed, execution is supported through the wider professional practice ecosystem behind the platform — keeping the front-end sharply focused on NRI needs while still connecting clients to deeper implementation support.
Book a consultation →10 · Principles
Get the order right.
In cross-border matters, the costliest mistakes usually happen before the filing stage.
Look at tax before action is taken.
Consider FEMA before funds move.
Plan RNOR before return dates are fixed.
Review TDS before a property deal closes.
Align structure before founders enter India.
- Plan, not panic. Authored, not aggregated. Corridor-specific. Direct access.
11 · On the record
What clients say after the plan ships.
“Regi's RNOR strategy saved us from a significant tax liability we didn't even know we were heading into. His understanding of the NZ–India DTAA is second to none.”
Returning academic
Auckland → Bengaluru
“The Virtual CFO service gave our Singapore-based startup the financial credibility to close our Series A. Board-ready reporting that impressed every investor.”
Tech founder
Singapore
“We had years of overseas savings and no clarity on how to bring funds back cleanly. The strategy was practical, compliant and far more structured than anything else we had received.”
Returning NRI family
Gulf → India
12 · Explore by situation
Choose the path that fits your current need.
Make the next India-linked decision with clarity.
Whether you are returning to India, selling property, cleaning up FEMA exposure, planning RNOR status or building a business in India — the cost of getting the sequence wrong is often far higher than expected. NRI Blueprint is built to help you decide with structure, context and confidence.
Read the latest insights →Newsletter
The NRI Blueprint briefing.
One email a fortnight. Corridor updates, deadline alerts, and one written framework worth your inbox.