| Who it's for | NRIs and OCIs planning a return, or recently returned families who need to sequence accounts, overseas assets and reporting around their actual move date. | NRIs and OCIs selling Indian property, including inherited or jointly held property, who need to understand buyer withholding and the route for moving proceeds overseas. | NRIs, OCIs and returning Indians with foreign bank or brokerage accounts, retirement funds, or RSU / ESPP / ESOP interests spanning more than one tax jurisdiction. | Overseas founders, investors and owners considering an India entity, changing an existing structure, or managing a foreign business while spending time in India. |
| Scope | Residency and RNOR assessment; an overseas-asset and account map; banking and FEMA actions; and the Indian reporting and filing roadmap. US cases include retirement accounts and equity workday/source questions; Gulf cases review residency, income source and first receipt; UK cases review departure and pension coordination; Canada cases review departure-tax and asset timing with the foreign adviser. Foreign-law references are orientation, not foreign-law advice. | Capital-gains and TDS position based on residency, acquisition and proposed sale facts; the lower-deduction certificate route using Form 128 (earlier Form 13); the sale document pack; and the repatriation sequence including Form 145/146 (formerly 15CA/15CB), where applicable. Certificate approval and bank acceptance are not guaranteed. | Foreign bank and brokerage accounts, retirement funds and equity compensation; residential status, income source, treaty coordination, reporting obligations and FEMA actions. This is tax & FEMA decision support, NOT investment or portfolio advice. No securities recommendations, asset allocation or return forecasts are provided. | Entity and ownership options, the funding route, banking and compliance sequencing, and POEM / permanent-establishment considerations based on actual management, operations and transactions. Incorporation, filings, bookkeeping and CFO support are separate implementation engagements. |
| Deliverables | Written residency and RNOR assessment with assumptions and missing facts; Overseas-asset and account map; Banking / FEMA action checklist and reporting / filing roadmap; Dated action plan with dependencies and responsibilities | Written capital-gains / TDS position and assumptions; Form 128 (earlier Form 13) route assessment and application-document checklist; Sale document pack checklist with gaps identified; Tax, banking and repatriation sequence with action dates | Asset-by-asset tax / FEMA issues register; Reporting and document gaps with applicable-status assumptions; Coordinated tax and FEMA plan with sequencing and foreign-adviser dependencies | Written entity / ownership options and decision criteria; Funding-route and banking / compliance sequence; POEM / PE issues register and execution handover checklist |
| Timeline | Response time and delivery date confirmed in the written scope | Response time and delivery date confirmed in the written scope | Response time and delivery date confirmed in the written scope | Response time and delivery date confirmed in the written scope |
| Fee agreement | Fees are confirmed in a written scope after the call. | Fees are confirmed in a written scope after the call. | Fees are confirmed in a written scope after the call. | Fees are confirmed in a written scope after the call. |
