How are these guides different from the blog or insights?

Guides are evergreen playbooks — corridor-specific, decision-led and updated as the law changes. Insights and case studies cover topical analysis and real engagements; guides are the reference layer behind them.

Are these guides written by a Chartered Accountant?

Yes. Every guide is authored or reviewed by Regi Tom Antony, FCA, with 20+ years of cross-border practice. They reflect positions actually used in current client engagements, not generic summaries.

Can I use a guide as a substitute for paid advice?

Guides give you the framework, the math and the forms to file — enough to brief yourself, structure your situation and ask sharper questions. They are not a substitute for engagement on edge cases, RBI compounding or complex DTAA positions.

How often are the guides updated?

Tax-rate-sensitive guides (Sec 195/197, capital gains, DTAA, FBT slabs) are revised at each Finance Act and CBDT notification. Structural guides (FEMA, FDI, account types) are revised when RBI master directions change.

Do you offer a downloadable version?

Most marquee guides are also published as free PDFs on the Resources page. Each PDF carries the same framework plus the checklists and decision trees in a printable format.

Where do I go if my situation doesn't fit a published guide?

Send the situation through the consultation form. If we've worked the case before, we'll point to the right playbook or write a fresh one as part of the engagement.

April 2026 RNOR deadline · Act before you land→

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Resources · Guides

Structured guides for NRIs, OCIs and returning residents.

Name: NRI Tax Blueprint 2025
Author: Regi Tom Antony, FCA
ISBN: 9373100688

Short, corridor-specific playbooks. No fluff, no SEO padding — written the way we'd brief a client on a 30-minute call.

On this page

UK · Return checklist

Return to India from the UK — the 12-month checklist

What to do at T-12, T-6, T-3 and T-0 months before you leave the UK, sequenced around Indian RNOR and UK split-year.

Read →UK · Wrappers

ISA and SIPP after you return to India

What happens to your UK tax wrappers once Indian residency begins, and how to sequence withdrawals across the RNOR window.

Read →UK · Reform

Non-dom 2025 — what changes for Indians in the UK

The April 2025 reforms end remittance basis and bring IHT on worldwide assets after 10 years of UK residence. Implications for Indian-origin families.

Read →UK · Treaty

India-UK DTAA explained

How the treaty allocates taxing rights for the most common NRI/OCI income types.

Read →UK · Property

Selling Indian property from the UK

TDS, capital gains, lower-deduction certificate and repatriation when you sit in the UK and the buyer sits in India.

Read →FEMA · Basics

OCI & FEMA basics

OCI is an immigration status. FEMA governs the money. The two interact in ways most NRIs miss.

Read →Banking

NRE / NRO account setup

Which account routes which money, and the documents Indian banks actually accept.

Read →UK · IHT

UK IHT for Indian-origin families

After 10 years of UK residence, worldwide assets enter UK IHT. What that means for Indian property, trusts and gifts.

Read →Gulf · Residency

NRI status check from the Gulf

The Section 6 day-count tests as they apply to UAE, Saudi, Qatar, Bahrain, Kuwait and Oman residents.

Read →Gulf · Banking

NRE / NRO / FCNR setup from the Gulf

Account architecture for tax-free Gulf salaries and Indian-source rental income.

Read →Gulf · Property

Selling Indian property from the Gulf

TDS, capital gains and repatriation when there is no foreign tax to offset.

Read →TDS

TDS Section 197 lower-deduction certificate

How to release blocked TDS on property sales and large NRO receipts.

Read →Repatriation

Repatriating sale proceeds — the USD 1M limit

The annual ceiling, the documents, and how to split larger estates across years and account holders.

Read →Gulf · Return

Return to India from the Gulf — checklist

EOSB timing, gold and hard-asset routing, and the RNOR window for Gulf NRIs.

Read →UAE · CT

UAE 9% corporate tax — what NRIs need to know

The June 2023 regime and how it affects NRI-owned free-zone entities, mainland LLCs and freelancer licences.

Read →Taxation · ITR filing

How NRIs File Income Tax in India (FY 2025-26)

A step-by-step framework for how NRIs file an Indian income tax return — residential status, which ITR, the due date, DTAA relief and refunds.

Read →Taxation · Rates reference

NRI Income Tax Rates in India (FY 2025-26)

The tax rate that applies to each type of NRI income in India — salary, rent, capital gains, interest and dividends — in one reference table, with TDS.

Read →Taxation · Investments

How NRI Investments Are Taxed in India (FY 2025-26)

How each NRI investment in India is taxed — bank deposits, equity, mutual funds, bonds and more, with rates, TDS and what is exempt.

Read →

Official references

The primary sources behind every guide.

Each guide is anchored in published Indian statutes and RBI directions. Use these alongside our writing — they are the authoritative texts the regulators rely on.

Income-tax Act, 1961 · residency, capital gains, Sec. 195/197 TDS, Schedule FA.
RBI — FEMA Master Directions · NRE / NRO / FCNR accounts, repatriation and FDI reporting.
CBDT — Double Taxation Avoidance Agreements · full-text DTAAs for every corridor.
Black Money Act, 2015 · disclosure of foreign assets and undisclosed income.

Common questions

Answered, candidly.

How are these guides different from the blog or insights?: Guides are evergreen playbooks — corridor-specific, decision-led and updated as the law changes. Insights and case studies cover topical analysis and real engagements; guides are the reference layer behind them.
Are these guides written by a Chartered Accountant?: Yes. Every guide is authored or reviewed by Regi Tom Antony, FCA, with 20+ years of cross-border practice. They reflect positions actually used in current client engagements, not generic summaries.
Can I use a guide as a substitute for paid advice?: Guides give you the framework, the math and the forms to file — enough to brief yourself, structure your situation and ask sharper questions. They are not a substitute for engagement on edge cases, RBI compounding or complex DTAA positions.
How often are the guides updated?: Tax-rate-sensitive guides (Sec 195/197, capital gains, DTAA, FBT slabs) are revised at each Finance Act and CBDT notification. Structural guides (FEMA, FDI, account types) are revised when RBI master directions change.
Do you offer a downloadable version?: Most marquee guides are also published as free PDFs on the Resources page. Each PDF carries the same framework plus the checklists and decision trees in a printable format.
Where do I go if my situation doesn't fit a published guide?: Send the situation through the consultation form. If we've worked the case before, we'll point to the right playbook or write a fresh one as part of the engagement.

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