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EOSB
End-of-service benefits are usually best realised in an NRI year. Land after the EOSB payout, not before.
Last reviewed: June 2026 · Updated for AY 2026-27
End-of-service benefits are usually best realised in an NRI year. Land after the EOSB payout, not before.
Gold, FCNR maturities and NRE balances need a sequence. Plan FCNR rollover or maturity before re-designation.
Gulf NRIs typically qualify for RNOR easily given long non-resident histories. Use the 2-3 year window.
A 45-minute working session that ends with a written next-step plan.
This guide is general information published by RTA & Associates. It is not tax, legal, financial or investment advice, and it does not create a client relationship. It does not take account of your personal circumstances, and you should not act or refrain from acting on the basis of anything here.
Cross-border outcomes turn on the specific facts — your day-counts, the timing of your move, the wrappers you hold and the treaty position between the two countries. A small change in any of those can change the answer completely.
References to the law, rules or practice of countries other than India are included for general orientation only. They are not advice on the law of that country, and they should be confirmed with a qualified adviser in that jurisdiction before you act.
Tax law, exchange-control rules and treaty positions change, and they change often. This page reflects our understanding as at the date shown above. We do not undertake to update it.
To the extent permitted by law, RTA & Associates and its partners and staff accept no liability for any loss arising from reliance on this page. For advice on your own position, book a consultation.
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