Gulf · Return

Return to India from the Gulf — checklist

EOSB timing, gold and hard-asset routing, and the RNOR window for Gulf NRIs.
01

EOSB

End-of-service benefits are usually best realised in an NRI year. Land after the EOSB payout, not before.

02

Asset migration

Gold, FCNR maturities and NRE balances need a sequence. Plan FCNR rollover or maturity before re-designation.

03

RNOR

Gulf NRIs typically qualify for RNOR easily given long non-resident histories. Use the 2-3 year window.

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