01
T-12 months
Lock the target year of return. Project Indian day-counts. Inventory ISAs, SIPP, GIA, NS&I, UK property and any UK trusts. Start the UK split-year conversation with HMRC if relevant.
Lock the target year of return. Project Indian day-counts. Inventory ISAs, SIPP, GIA, NS&I, UK property and any UK trusts. Start the UK split-year conversation with HMRC if relevant.
Decide ISA and GIA disposals — most are cleaner before Indian residency. Open or refresh NRE/NRO/FCNR accounts. Begin Indian broker KYC. Document SIPP value and contribution history.
Confirm UK tax-year fit. Draft the Form 67 / DTAA file for the Indian return. Confirm school admission, lease end and movers — these drive your actual landing date.
Land. Within 30 days, redesignate NRE/FCNR to RFC, notify banks and brokers, file the FEMA changes. Begin the Schedule FA workpaper for the first resident year.
A 45-minute working session that ends with a written next-step plan.
One email a fortnight. Corridor updates, deadline alerts, and one written framework worth your inbox.